The effective interest rate (APRC) on new housing loans was 3.8% in September 2026. It was lowest in January 2022: 2.0%.
Finance
- Households owed banks EUR 9.97 billion in housing loans in September 2026, compared with EUR 1.98 billion in January 2007.
- Households hold EUR 30.53 billion in deposits at banks in Slovenia (September 2026). Of this, 87% is in overnight deposits, available any day.
- The long-term interest rate (yield on Slovenian government bonds) was 3.99% in October 2026. In December 2020 it was even negative: −0.23%.
- General government debt was 65.1% of GDP at the end of 2025 (EUR 46.33 billion). It peaked at 83.4% in 2015.