The richest tenth of people have an average disposable income of EUR 44,193 a year, the poorest tenth EUR 8,700 (2025, per equivalent adult).
Finance
- Households spend 15.3% of their consumption on food and non-alcoholic drinks (2025); in 1995 it was 17.2%.
- Pensions and social benefits reduce income inequality: the Gini coefficient falls from 42.7% to 24.6% (2025).
- The effective interest rate (APRC) on new housing loans was 3.8% in September 2026. It was lowest in January 2022: 2.0%.
- Banks granted households EUR 2.15 billion in new housing loans in 2025. The record was EUR 2.31 billion in 2022.